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Top 10 Commercial Truck Insurance Providers: 2025 Coverage Comparison
Compare the top commercial truck insurance providers and learn what coverage matters most for trucking businesses and growing fleets in 2025.
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Today's Trucking Snapshot — Jun 13, 2026
⛽ National Diesel Avg
$3.623
↓ $0.039 vs last week
Est. — EIA unavailable
🚨 Compliance Alert
FMCSA short-haul ELD exemption update proposed
Jun 10, 2025 — Review now
📦 Freight Market
Dry van spot rates holding $2.20–2.40/mi
L/T ratio: 2.8 — Moderate
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⚡Latest Update
Top 10 Commercial Truck Insurance Providers: 2025 Coverage Comparison
Compare the top commercial truck insurance providers and learn what coverage matters most for trucking businesses and growing fleets in 2025.
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Trucking drives the US economy
The trucking industry generates over $800 billion annually and moves roughly 70% of all freight tonnage in the United States. Without trucks, store shelves would be empty within days.
Truck drivers keep America moving
There are approximately 3.5 million professional truck drivers in the US. Owner-operators — independent truckers who own their rigs — make up roughly 350,000 of that total.
Your safety score affects everything
FMCSA's Compliance, Safety, Accountability (CSA) program scores carriers across 7 categories. A high CSA score can trigger roadside inspections, raise insurance premiums by 20–40%, and even result in out-of-service orders.
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What Your Safety Score Is Costing You Right Now
CSA scores, claims history, and compliance violations directly impact your insurance premiums. Our Insurance & Risk Center breaks down exactly how — and what you can do about it.
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